I have been engaged in the purchase and sale of real estate, as well as their enhancement through interior design, for over 10 years. Thanks to my long experience in the real estate market, legal education and over 5 years of experience as a lawyer specialized in property law to draft and review purchase contracts, check land registry records, and handle property and inheritance transfers. As a real estate broker, I provide comprehensive real estate consulting and service in the area of pricing, purchase, sale and rental of real estate. Whether for housing or investment. Find your ideal property in Slovakia or Monaco with my personal guidance.
BUY
SELL
RENT
REAL ESTATE AGENCY
Are you choosing, searching, can't find anything good to buy or are you having trouble selling? In that case, a reliable real estate agent can be a "priceless service". My priorities include a fair approach and a high level of expertise. I focus on making the property a good investment that will increase in value or be profitable in some way. I also have experience with long-term and short-term rentals, both through Airbnb and Booking.com .
How to proceed correctly when looking for housing or investment property?
PROPERTY SELECTION
The most important criterion when choosing is definitely the location. It is the only criterion that you cannot change after choosing. Think about whether you would prefer a larger, quiet space on the outskirts of the city, or a smaller, busier one close to full civic amenities.
The second decisive criterion is the condition of the property. The choice between a new and an older property should not be understood only from the point of view of price. Older apartments tend to be more on offer and are usually in central locations . Even if the prospect of a significantly cheaper apartment in its original condition sounds much more acceptable to you, if you decide on a quality reconstruction to its current form, you can easily get to the price of a new apartment. Reconstructions tend to be very time-consuming and it is not always easy to find quality workers. That is why many people reach for older apartments in top locations that have undergone complete reconstruction, have preserved their historical charm and modern equipment ready for immediate move-in. Check my website portfolio for such unique offers.
FINANCE
Before buying, carefully calculate your financial capabilities. Most people plan to buy a new home with a mortgage. They will most likely not provide you with this in full, you need to have saved up the rest of the property price or finance it with a consumer loan or mortgage another property. In order to be able to comfortably repay your new property, consult with someone independent who has an overview of the conditions and the differences in assessing applicants on the entire banking market. I recommend using the services of financial advisors who have contracted banks, as their valuable advice gained through many years of experience can be free of charge. Do not forget that in addition to the installments, you will also have to manage energy and your other regular expenses. If you have cash available to pay for the property, use a notary's escrow or a bank escrow account as a means of security for both the buyer and the seller. The guarantor of this service, i.e. the notary or the bank, will transfer the buyer's funds to the seller only after certain conditions have been met. Most often, the buyer becomes the owner of the property.
LEGAL ADVICE
The safest way to transfer real estate is with the help of a lawyer who is experienced in complex real estate transactions. Before signing a reservation contract, it is important to carefully study the title deed. Verify whether the seller is the real owner of the property, if so, in what proportion, and whether there is any encumbrance on the property - a lien, a real estate charge, or a foreclosure. This information can pose a serious obstacle to possible financing through a mortgage and can devalue the property overall.
CONTRACTS
Do not underestimate the preparation of a rental or purchase contract, as it is the most important thing when transferring real estate. If you have no previous experience in preparing contracts, leave it to a lawyer. You can find freely available templates of simple contracts on the Internet, so it looks like an item on which you can save money. But remember that there is no one universal template for a purchase contract and therefore not every template is suitable for solving your situation.
